There are many different ways to get money these days. In fact with sites like Lending Club, you can actually either become a lender or borrow from other people for pretty competitive rates.  They …

When planning your personal finance it is always good to start from the beginning.  Even if you already find yourself in a mess of bills and expenses, it is better to put that aside and …

Why is financial planning important? Why even bother with personal finance and trying to plan for the future. I believe most people would say, “to become successful.” What is success? The …

In discussing Personal Financial Planning, I talked about the first, crucial step being goal setting. In the post, Step 1 setting goals, I did not go into detail of good ways to set goals. This …

One great characteristic about our world is the many different cultures and lifestyles that exist.  Even within a country, there are several varieties of beliefs, morals, and languages.  Because of this diversification, people want different …

In 2007, the subprime mortgage market collapsed, initiating the beginning of one of the worst economic meltdowns we have seen since The Great Depression.  These subprime and conduit loans that were traded before 2007 were …